Islamic Portal

Header Ads Widget

Breaking

LightBlog

Sunday, July 24, 2011

Pakistan's Annual Economic Survey 2004-05

Economic Survey 2004-05
Growth and Investment:
Real GDP grew by 8.4 % in 2004-05 as against 6.4% last year and surpassed the target of 6.6% by a wide margin.  This is because of a steller performance in large-scale manufacturing (15.4%), agriculture (7.5%) and services sector (7.9%).
Agriculture grew by 7.5% in 2004-05, which is higher than actual growth of 2.2% last year and a target of 4.0 percent.
The overall manufacturing, accounting for 18.3% of GDP repeated stellar performance by registering a growth of 12.5% in 2004-05 as against 14.1% last year and surpassing its target by 2.3%.  Accordingly, its share in GDP also increased by 0.7% over last year.
The construction sector is provisionally estimated to grow by 6.2% in 2004-05 as against a decline of 6.9% last year.
The services sector has registered an impressive growth of 7.9% in 2004-05 as against an equally robust growth of 6.0% last year and against the target of 6.2% for this year.
The wholesale & retail trade, finance & insurance sub-sectors grew by 12.0 and 21.8% respectively against 8.1% and 4.5%.
The commodity producing sectors (agriculture and industry) and service sector contributed equally to the real GDP growth of 8.4%.  The commodity-producing sector contributed 50% or 4.2% to this year's growth while the remaining 50% or 4.2% contribution came from services sector.  Within the CPS, agriculture contributed 1.74% or 20.7% to overall growth while industry contributed 2.46% or 29.3%.
The per capita income in dollar has grown at an average rate of 13.5% per annum during the last three years rising from $579 in 2002-03 to $657 in 2003-04 and further to $736 in 2004-05.  The major factor responsible for the sharp rise in per capita income include acceleration in real GDP growth, stable or even appreciation in exchange rate and four fold increase in the inflows of workers' remittances.
Total investment provisionally estimated at 16.9%, slightly lower than last year 17.3%.  Fixed investment as percentage of GDP is estimated at 15.3% as against 15.6% last year.  Public Sector investment declined from 4.8% to 4.4%.  Private sector investment rose marginally to 10.9%.
Annual GDP Growth Rate in Percent (1997-2005)
Year
GDP Growth Rate (%)
1997-98
3.5
1998-99
4.2
1999-2000
3.9
2000-01
2.2
2001-02
3.4
2002-03
5.1
2003-04
6.4
2004-05
8.4
Agriculture:
Agriculture accounts for nearly 23% of Pakistan's national income (GDP) and employs 42% of its workforce.  Most importantly, 67.5% of country's population living in rural areas are directly or indirectly dependent on agriculture for their livelihood.  Government of Pakistan attaches high priority to raising agricultural productivity with a view to promoting faster agricultural growth and hence, raising farmers income.
During the last three years (2002-05), Pakistani witnessed a modest recovery in agriculture growth after a two-year unprecedented draught.
14.6 million bales of cotton produced and 21.1 million tons of wheat produced during the year, as against the production of 10.05 million bales and 19.5 million tones last year.
Rice production increased from 4.848 million tons last year to 4.991 million tons in 2004-05.
Sugarcane production decreased from 53.419 million tons in 2003-04 to 45.316 million tons in 2004-05, showing a decrease of 15.2%. 
As regards the minor crops, the production of chillies and onions increased by 34.7% and 25.4% respectively during 2004-05.
The production of potato also decreased by 2.7%.
Lesser production over last year is due to shortfall in urea.  Excessive rain also damaged some minor crops.
Major crops registered stellar growth of 17.3% as against 1.8% last year.  Minor crops grew by 3.1% as against 2.6% last year.
The performance of livestock, fisheries and forest grew by 2.3%, 2.1% and 0.4% respectively.
Manufacturing, mining and investment policies:
The overall manufacturing, accounting for 18.3% of GDP, registered an impressive growth of 12.5% against the target of 10.2% and last year's achievement of 14.1%.  Overall manufacturing is growing at a much faster pace than agriculture and services and if this pace is sustained its share in GDP is likely rise even further in the medium-term.
The main contributors to this impressive growth of 15.4% in July to March 2004-05 over last year are:
  •         textile and apparel group (24.5%),
  •         chemicals (14.4%),
  •         petroleum (11.8%),
  •         tyres and tubes (10.1%),
  •         non-metallic mineral products (15.1%),
  •         engineering goods (11.3%),
  •         electrical items (54.9%),
  •         and automobile (30.1%).
The major items that registered positive growth are:
  •         cotton yarn (18.2%),
  •         cotton cloth (28.5%),
  •         phosphatic fertiliser (59.7%),
  •         cooking oil (27.8%),
  •         cement (15.3%),
  •         cigarettes (10.5%),
  •         jeeps and cars (26.1%),
  •         tractors (24.5%),
  •         LCVs (62.3%),
  •         motor cycles/scooters (47.6%),
  •         paper and paper board (4.3%),
  •         TV sets (5.7%),
  •         motor tyres (18.9%),
  •         refrigerators (19.8%) and
  •         caustic soda (11.1%).
The individual items exhibiting negative growth include: sugar (21%), vegetable ghee (1.9%), bicycles (14.8%) and billets (20.5%).
The output of the mining and quarrying sector grew by 5% this year as against the rise of 3.8% last year.  The principal minerals which have shown positive growth are:
  •         baryte (16.6%),
  •         limestone (19.3%),
  •         natural gas (19.3),
  •         rock salt (2.88%),
  •         sulphur (11.5%) and
  •         chromites (183.3%).
While negative growth was exhibited by dolomite (22.2%), gypsum (52.9%), and magnetite (12.5%).
Foreign direct investment has witnessed an increase of 17.2% in the first ten months (July to April, 2004-05), whereas, net foreign private investment stood at US $ 1027 million against US $ 629.1 million last year, thereby, showing increase of $ 397.9 million.  The increase in foreign private investment is because of the inflow of portfolio investment of $ 135.5 million as compared to inflow of $ 131.3 million in the comparable period last year.
Net Inflow of Foreign Investments
Countries
2001-02
2002-03
2003-04
2004-05 (upto May)
U.S.A
324.7
226.6
259.8
285.6
U.K
-2.1
184.8
41.9
173.3
U.A.E
17.3
120.4
146.5
125.9
Germany
11.2
3.8
4
12.8
France
-6.6
2.6
-5.6
-3
Hong Kong
23.4
5.2
5
48.6
Italy
0.1
0.4
0
0.3
Japan
6.6
14.1
11.6
38
Saudi Arabia
1.4
43.6
5.3
15.1
Canada
6.2
0.5
0.5
4.5
China
0.3
3
14.3
0.4
Switzerland
30.6
5.7
211.3
140.3
Other
61.5
209.4
227.1
329
Total
474.6
820.1
921.7
1,170.8
Source: State Bank of Pakistan – www.sbp.org.pk
The privatisation programme maintained its pace during 2004-05 and succeeded in privatising some high-ticket items.  By the end of April 2005, Pakistan had completed or approved 146 transactions at gross proceeds of Rs. 148.3 billion.  Of this an amount of Rs. 13.5 billion was received during the period July to April 2004-05 from the sale off the Government's shareholding in PIA, KESC, KAPCO, Gharibwal Cement, and Falleti's Hotel.  In June 2005, the Government also privatised PTCL by selling 26% of its holdings to a foreign company from Dubai, Etisalaat.  Government also sold its major shareholdings in Habib Bank Limited to Aga Khan group of investors in the current FY.  The major shareholdings in United Bank Limited were already sold to a foreign investor from UAE, and some of the shareholdings were also publicly offered during the current FY.
Poverty:
The Government of Pakistan adopted a strategy for poverty reduction in 2001, focusing on five areas which include:
            (i) accelerating economic growth and maintaining macroeconomic stability,
            (ii) investing in human capital,
           (iii) augmenting targeted interventions,
           (iv) expanding social safety nets, and
            (v) improving governance.
During this period, the economic growth has accelerated and the country had achieved macro-economic stability.  Sound macroeconomic policies and implementation of structural reforms in almost all sectors of the economy have transformed Pakistan into a stable and resurgent economy in recent years.  Agriculture, SMEs, and housing & construction have been prioritised in accordance with their potential to provide employment to the poor segments of the society.  SMEs are an important conduit for labour absorption and thereby reducing unemployment and poverty.
Poverty and social sector related expenditures under the PRSP have increased over 120% in the last four years, from Rs. 114 billion in 1999-2000 to Rs. 254 billion in 2003-4 to Rs. 278 billion in 2004-05.
Fiscal Development:
As a result of pursuance of prudent fiscal policy, Pakistan has succeeded in reducing fiscal deficit down from an average of 7% of the GDP in the 1990s to 2.3% last year and at around 3% in the current fiscal year.  The associated public debt burden also declined sharply from over 100% of GDP to less than 60% in the current fiscal year.  The revenue deficit has been narrowed from 3% of GDP in the late 1990s to 0.2% and the primary balance has remained in surplus for the last many years.
Tax collection by CBR has picked up, the overall budget deficit as percentage of GDP has declined the revenue deficit has been narrowed, and the primary surplus has increased.  During the last six years, tax collection has increased by 70%.  CBR has collected Rs. 451.1 billion as net revenue receipts during July-April 2004-05, exceeding the target by around Rs. 7 billion.  When compared with last year's collection of the corresponding period, this collection indicates a healthy growth of 13.6%, whereas the gross collection has increased by 14.5%.
Total expenditure is estimated Rs. 1050.4 billion in 2004-05, which is 9.9% higher than last year.  Of this current expenditure is estimated at Rs. 866 billion (82.4% of total expenditure) while development expenditure is amounted to Rs. 188 billion (17.6% of total expenditure).  The current expenditure which was 14% of GDP last year has declined to 13.2% in the current year.  However, there as no change in development expenditure as percent of GDP which remain stagnant at 2.9% of GDP in 2003-04 and 2004-05.  The share of interest payments in total expenditure declined from 32.7% in 2000-01 to 20.2% in 2004-05 while that in current expenditure, dropped from 36.3% in 2000-01 to 25.3% in 2003-04 and further to 24.6% in 2004-05.  In line with reduction in debt burden, the interest payments burden dropped from 3.5% last year to 3.3% of GDP in 2004-05.
Defence expenditure in 2004-05, amounting to Rs. 194 billion is 7.5% higher than last year.  However, as percentage of GDP, it has dropped from 3.3% last year to 3% this year.  As percentage of total outlay, defence spending has declined marginally from 18.8% to 18.5% this year.  Similarly, as percentage of current expenditure it has declined from 23.3% to 22.4% in the same period.
The public debt to GDP ratio which stood at almost 85% in end June 2000, declined substantially to 59.4% in end March 2005.  In absolute terms, public debt grew by 3.8% during the first nine months (July to March) of the current FY.  It is important to note that the growth in public debt has slowed considerably in recent years because of the prudent debt management.  Public debt was 317% of total revenue in end June 1980, increased to 505% by the end of 80s and further to 627% by the end of 90s.  The public debt burden in relation to total revenue has declined substantially to 457% as of end March 2005.
As percent of GDP, domestic debt is expected to decline sharply from 36.4% to 30.8%, a decline of almost 6% in domestic debt burden.  During the last 5 years (2000-05), the real cost of domestic borrowing averaged 4.1%, mainly on account of relatively low inflation.  Accordingly the real cost of borrowing for public debt averaged 2.9% during the last five years (2000-05).  The combined effect of growth in revenue and debt resulted in a sharp decline (6.4% per annum) in the country's debt burden.
Money and Credit:
The financial services sector in Pakistan has been going through a major reform process for the last several years.  The State Bank of Pakistan has also strengthened its regulatory capacity.  It is now more proactive in aligning its regulatory profile in a rapidly changing domestic and global financial environment.  As a result of such reforms, the Pakistani banks are strengthened to compete with foreign banks both in the domestic market and internationally.  Financial sector reforms has brought marked improvement in the financial health of the commercial banks in terms of capital adequacy, profitability and asset quality and also greater attention to risk management.
The broad money (M2) showed a growth of 13.1% (Rs. 325.6 billion) during July-March 2004-05 compared with the full year revised target of 14.5% (Rs. 360 billion) and the actual growth of 12.3% (Rs. 254.8 billion) in the corresponding period of last year.
Budgetary borrowings of the government amounted to Rs. 5.8 billion during July-March 2004-05 against the annual target of Rs. 60 billion and the actual borrowings of Rs. 53.6 billion in the same period last year.
Non performing loans (NPLs) of commercial banks, specialised banks, and DFIs have declined during the first nine month of 2004-05 from Rs. 220 billion in June 2004 to Rs. 203.7 billion in March 2005, a reduction of 7.4%.  The process of privatisation continued as fast track with the privatisation of HBL in 2004.  Shares of NBP were also offloaded through local stock exchanges.  As a result of privatisation and restructuring, more than 80% of the banking assets are now owned and managed by the private sector.  The government is also in the process of restructuring of IDBP, ZTBL and SME bank for their ultimate privatisation.
Khushhali Bank's efforts over the past four years have been to develop an efficient distribution system capable of handling large volume of business across diverse operating environments while at the same time, developing an insight into the market.  Today, Khushhali Bank has a network of 130 service outlets across 64 districts of the country, has processed nearly 400,000 loans valuing about Rs. 4 billion and with a predominantly rural portfolio.
Bank credit to SMEs sector continued to expand considerably as its share in total private sector credit rose from 7.9% (Rs. 5.2 billion) during July-September 2004 to 18.1% (Rs. 59.9 billion) during July-February 2004-05.
Capital Market:
As a result of successful implementation of the successive reform measures the capital market in Pakistan has been growing by leaps and bounds and has emerged as one of the important pillars of the economy.  Under the new privatisation strategy, the government is selling off its shares of state controlled enterprises by listing them on the bourses as well with a view to broadening and deepening the capital markets.  During July-March 2004-05 the KSE 100 shares index rose from 5,279 points to 7,770 points, an increase of 47.2%.  During this period the AMC rose from Rs. 1,357.5 billion to Rs. 2,114.8 billion, thus showing a growth of 55.8%.  The Karachi Stock Market remained as one of the five best performing markets around the world with rate of returns in dollar term of 100%.
Total turnover of shares on the KSE was 71.7 billion in the first nine months of 2004-05 as compared to 65.2 billion in the same period last year.  In the early part of 2005, the Karachi Stock Exchange witnessed an accelerated rise with KSE 100 index rising by 65% in a period of just 2 1/2 months to a record level of 10,303 on 15th March, 2005.  The stock market turned bearish since March 16, 2005 and the KSE 100 index dropped to as low as 6,939 as on April 12, 2005 from its peak of 10,303 on 15th March, 2005 showing a decline of 32.7%.  Notwithstanding this sharp fall there were no broker defaults in the stock market and also market was not closed or suspended, as had been the case in some previous market falls.
Although market faced extreme volatility in the month of March 2005 however, for the period beginning January to March 2005 the KSE performed better than the other regional markets.  The KSE 100 index increased by 24% from 1st January 2005 till 28th March 2005 as compared to the other regional markets.  The Sensex-Mumbai Index during the same period declined by 2%, and the Hong Kong Han Seng Index declined by 4%.  The Thailand SET and the all Singapore SES Index during the same period increased by 3% and 5% respectively.
The SECP in consultation with the stock exchanges has introduced significant capital market reforms in the fields of risk management, governance, transparency and investor protection.  The reform measures provided include the following:
(a) measures for strengthening risk management at the exchanges,
(b) amendments in the listing regulations of the exchanges relating to rotation of auditors,
(c) prohibition on use of group account by central depository system participants,
(d) internet trading guidelines, 2005, and
(e) demutualisation of stock exchanges.
Inflation:
For the first 10 months of the current fiscal year, inflation as measured by the Consumer Price Index (CPI), averaged 9.3%, compared to 3.9% for the corresponding period last year.
While food price inflation was recorded at 12.8% compared to 4.9% for the same period last year, non-food inflation increased to 6.9% versus 3.3%  in the comparable period of last year.
Core inflation, also indicated a rising trend 7.4% for the first 10 months of 2004-05.
The largest contributions to the acceleration in CPI have come from:
  •         Food (weight: 40%),
  •         House Rent (23%),
  •         Fuel & Lighting (7.3%) and
  •         Transport & Communication (7.3%).
Contributing factors to the rise in inflationary pressure in the economy points to the fact that a phenomenal increase in aggregate demand in the economy, on the one hand, was compounded by supply shocks of principal commodities, on the other.
The government responded in a multi-pronged manner to the rise in the price-level.  First a high level committee was constituted to monitor the price situation on daily basis by keeping a close watch on the supply and demand conditions.  The government also did not pass on the entire increase in the international price of oil to general consumers.  To ease off the demand pressures generated by the rising level of economic activity, the State Bank of Pakistan began to tighten monetary policy rather aggressively.  Like in  Federal Government where price situation is reviewed weekly, the provincial governments have been asked to the same in their respective capitals and take necessary measures, if required, to stabilise prices of essential commodities.  The easing of demand pressure through monetary policy and improving the supply situation of food items either through raising their production or through imports are likely to downward pressure on general price level in coming months.
Ratio of CPI Inflation (1998-2005)
Year
Inflation (%)
1998-99
5.74
1999-2000
3.58
2000-01
4.41
2001-02
3.54
2002-03
3.10
2003-04
4.57
2004-05 (for 11 months)
9.33
Trade and Payments:
The strengthening of domestic demand triggering a pickup in investment spending after a multi-year lull, has fuelled Pakistani import growth.  Higher global oil prices further added to a massive surge in imports which more than offset the improved outcome from exports and accordingly were the key drivers of the widening trade gap.
Exports were up by 14.6% during the first 9 months of the FY 2004-05, rising to $ 10,206.6 million from $ 8,905.2 million in the same period last year.  One-half of the net increase in exports amounting to $ 650.7 million has come from the non-traditional export items.
Imports during this period were up by 37.8%, rising from $ 10,497.4 million to $ 14,468.6 million.  The extra-ordinary increase in import owes mainly to strengthening domestic demand and higher prices of crude oil and petroleum products.  The surge in domestic demand fuelled an exceptional 41.5% increase in non-food non-oil imports (in particular machinery, chemicals and metal groups, consisting of one-half of total imports).  The unprecedented rise in oil prices pushed the oil import bill up 30.9% to $ 2,760.5 million, caused a relatively larger increase in overall imports than exports.
As a result trade deficit has widened to $ 4,262 million as against $ 1,592.3 million in the same period last year.
Pakistan's current account balance has slipped into red in 2004-05 after posting surpluses for three consecutive years.  The current account deficit, excluding official transfers stood at $ 1,358 million during July-March 2004-05 as against a surplus of $ 1,505 million in the same period last year.  The deterioration in the current account was driven by substantially wider trade deficit owing to higher oil import bill and hefty gains in non-oil imports resulting from strong domestic demand.
Exports and Imports (1998-2005)
Year
Exports (US $ Million)
Imports (US $ Million)
1998-99
7,779.3
9,431.7
1999-2000
8,568.6
10,309.4
2000-01
9,201.6
10,728.9
2001-02
9,134.6
10,339.5
2002-03
11,160.2
12,220.3
2003-04
12,313.3
15,591.8
2004-05 (11 months)
12,879.3
18,390.8





External Debt and Liabilities:
Following a credible strategy of debt reduction, Pakistan has succeeded in reducing the rising trend in external debt and foreign exchange liabilities which has declined by $1.24 billion, down from $ 37.86 billion in 1999-2000 to $ 36.62 billion by end March 2005.  However, the external debt and liabilities during July-March 2004-05 amounted to $ 36.62 billion are showing an increase of 3.9% over the last year.  The rise in absolute amount of the stock of debt ($1,365 million) during this period is the result of valuation effect and the net inflow effect.
As percentage of GDP, external debt and liabilities stood at 51.7% in end June 2000, declined to 36.7% in end June 2004 and further to 33.1% in end March 2004-05.  It may be pointed out that Pakistan's external debt and liabilities were 22 times of its foreign exchange reserves in 1998-99 but declined sharply to 2.8 times in six years.
During 2000-05, the real growth of external debt burden witnessed massive decline (13.1% per annum) on account of almost 14.7% real growth in foreign exchange earnings, decline in real cost of borrowing (-0.2%) and marginal (1.6%) rise in real growth of external debt.
These developments helped Pakistan to enter into the capital market by issuing Eurobond as well as Islamic bond (Sukuk) worth $ 500 million and $ 600 million, respectively.
Education:
Government of Pakistan has adopted this sector as one of the pillars for poverty reduction and benefit of masses.  Existing National Education Policy 1998-2010 was formulated keeping in view the prevailing problems in the society.  The government has initiated major administrative reforms such as Devolution of Power and Education Sector Reforms.  Moreover, Millennium Development goals (MDGs) and Education For All (EFAs) are the international policy concerns announced in 2000, which need to be properly reflected in our policy.  As such, the Ministry of Education has taken in hand an exercise to review the National Education Policy (1998-2010) for its updating to bring it in line the current needs of the country.
Overall literacy rate of 52%, according to Government, has increased by about 2% compared to that of Labour Force Survey (LFS), 2001-02.
Major progress has been made in the first two years of the Higher Education Commission, with the establishment and execution of transparent system for award of indigenous and foreign Ph.D. Scholarships with the aim of enhancing local research activities and developing future faculty member.  Over eleven hundred indigenous Ph.D. Scholarships have been awarded.  Furthermore, increased opportunities have been provided for Ph.D. scholars, selected via rigorous testing and screening process, to pursue their studies in industrially advanced nations such as China, France, Germany, UK, USA and Austria.  In-service teachers were supported through various teacher training programmes training.  More than 200 faculty member benefited from these programmes.
Federal Government has decided to encourage the private sector to play its due role in the promotion and development of educational opportunities especially in the rural areas.  This policy has resulted in the establishment of an estimated 30,000 private educational institutions at all levels with an enrolment of approximately 3 million students.  Enrolment in private primary schools is now in the order of 42% of total enrolment in 2004.  During 2004, at the middle school level, the private sector had a share of 37% of total enrolment.  At the secondary and higher secondary level in the same year, the private sector share was 30% and 64% respectively of the total enrolment.
Health and Nutrition:
The public health sector is a priority area of Government activities.  Under the commitment to achieve the goals of 'Health for all' the agenda of Millennium Development Goals for health and human development is being implemented and a broad based strategy under the poverty reduction strategy paper (PRSP) to attend the imbalances in health sector has been prepared.  The existing network of medical services consists of 916 hospitals, 4582 dispensaries, 5301 basic health units (BHUs), 552 rural health centres (RHCs), 906 maternity and child health centres (MCHs) and 289 TB centres (TBCs).  In the calendar year 2004, there was one doctor 1359 persons, one dentist for 25107 persons, one nurse for 3175 persons and one hospital bed for 1540 persons.  The total outlay on health sector is budgeted at Rs. 38 billion which has increased by 15.8% over last year and as percent of GDP, it is 0.57%.  The new health facilities added to the overall health services include construction of 45 new facilities, upgrading of 40 existing facilities, and addition of 3500 new doctors, 1700 nurses and 17000 lady health workers.  to reduce the incidence of diseases and promote the health status of people, various health programmes like Family Planning and Child Immunisation Programme, AIDS Prevention, Cancer Treatment, Drug Abuse, TB and Malaria Control Programmes had been carried out during the current year.
Population, Labour Force and Employment:
During the last 50 years, Pakistan's population has increased from 33 million to 152.53 million in 2004-05.  Although the current population growth rate slowed to 1.9% per annum, overall population has increased by 2.76 million people as compared to last year.
Total labour force has increased from 41.38 million in 2001 to 45.76 million in 2004.  Of this 99.25 million of work force is in the rural areas and 51.22 million as in the urban area.
Agricultural sector has absorbed 17.97 million of the total employed labour force.
About 3.52 million people were estimated to be unemployed in fiscal year 2004-05 as compared to 3.72 million last year.
Transport & Communications:
Pakistan's achievement in building high and low types of roads have been quite credible.  As on March 2005, the total length of roads in the country was 259,758 kilometres, including 162,879 kilometres of high type (63%) and 96,879 kilometres of low type roads (37%).  During 2004-05, the length of high type roads has increased by 2.7%.  The construction work on Islamabad-Peshawar Motorway (M1) is in progress.
During the first nine months of the current FY, Pakistan Railway carried 61.3 million passengers and 4.9 million tons of freight.  Its gross earnings stood at Rs. 13.2 billion, against Rs. 10.6 billion last year, which was higher by 25%.
PIA carried 3.83 million passengers  during the first nine months of the current FY as against 3.69 million passengers in the same period last year.  Both passenger capacity and traffic volume increased by 14.5% and 9.1%, respectively.  Its fleet consists of 49 aircrafts of various types.  There are presently three airlines, i.e., PIA, Shaheen Airlines and Aero Asia, operating in the country two of them are providing both domestic and international services.
Karachi Port has handled 21.8 million tons of cargo during the first nine months of the current FY, compared to 20.5 million tons of cargo during the same period last year, showing an increase of 6.6%. 
The Port Qasim has handled 16 million tones of cargo during the first nine months of the current FY, as against 11.2 million tones of cargo handled during the same period last year, showing an increase of 43%.
The Gwadar Port is being built with Chinese assistance and its first phase has almost completed.
In 1999-2000, there were only 0.3 million cellular mobile subscribers in Pakistan which jumped to 2.4 million by 2002-03 as a result of introduction of CPP regime and addition of another mobile operator (i.e., Ufone).  Mobile subscription continued to rise at an unprecedented pace, reaching 5 million by 2003-04.  Major turnaround was witnessed when the mobile companies started giving free mobile connections and bearing the cost of government levies themselves.  In a short period of 10 months in the outgoing fiscal year, more than 5 million new subscribers have been added to the list, reaching over 10.5 million by end April 2005.  In other words more than 100% increase in subscribers in just 10 months was unprecedented.  Accordingly, the teledensity with respect to cellular mobile has jumped from 0.2% in 1999-2000 to 7% in 2004-05.  When comparing to India, where there are around 40 million mobile users with teledensity of just 3.5%, Pakistan has done remarkably best.
For promotion of information technology, 1900 cities/towns/villages have been provided internet facility, upto March 2005.  Total telephone lines installed by March 2005 were 5.5 million  as against 4.4 million up to June 2004 last year.
This year two mobile companies were issued licenses and allowed to enter into the market, i.e., Telenor and Warid Telecom.  An existing AMPS mobile company Paktel introduced its GSM services and start giving mobile connections absolutely free.  Moreover, a Wireless Local Loop (WLL) company GO CDMA offered its services and provide the consumers wireless phones with lots of features like voice messaging, SMS, Prepaid facility, call conference, CLI, etc. for the first time in Pakistan's short telecom history. 
On 18th June 2005, 26% of Government holdings in PTCL shares were sold to a Dubai company, namely, Etisalaat at $ 1.96 per share, even after a mass agitations of PTCL trade union activists and other workers, which result into an agreement between the Government and PTCL trade union activists.
Energy:
The consumption of energy is one of the critical indicators of the level of development of any country.  Developed countries use more energy per unit of economic output and far more energy per capita than developing countries.  At present, over a billion people in the industrialised countries use some 60% of the world's commercial energy supply, while 5 billion people living in the developing countries consume the remaining. 
During July-March 2004-05, the production of crude oil per day has increased by 66,508 barrels, from 62,122 barrels per day during the same period last year, showing an increase of 7.1%.  The over all production of crude oil has increased to 18.1 million barrels during July-March 2004-05, from 17.1 million barrels during the comparable period last year, showing an increase of 5.8%.  On average the consumption of petroleum products of different sectors during the last 14 years (1990-2004) are:
  •         transport sector (48.7%)
  •         power sector (31.1%),
  •         industry (12.1%),
  •         household (3.8%),
  •         other government (2.5%), and
  •         agriculture (1.8%)
The production of natural gas per day has stood at 3,681 million cubic feet during the first nine months of the current FY, as compared to 3,210 million cubic feet in the same period last year, showing an increase of 14.7%.  Production of gas has increased to 1,003,198 million cubic feet during the first nine months of current FY, as compared to 882,684 million cubic feet during the same period last year, showing an increase of 13.6%.  On average different sectors of the economy consumes gas during the last 14 years from 1990 to 2004 are:
  •         power sector (35.4%),
  •         fertilisers (23.4%),
  •         industrial sector (18.9%),
  •         household sector (17.6%),
  •         commercial sector (2.8%), and
  •         cement (1.5%)
The installed capacity of electricity (hydel and thermal) has increased by 0.7% during the first nine months of the current FY and stood at 19,389 MW.  Total installed capacity of WAPDA stood at 11,298 MW during July-March 2004-05 of which hydel generation was 6,463 MW (57.2%) and thermal was 4,835 MW (42.8%).  During first three quarters of current fiscal year 61,759 GW electricity has been generated as against 56,145 GW were produced in the same period last year, showing an increase of 10%.  The number of villages electrified has increased to 87,698 during July-March 2004-05, from 78,820 in 2003-04, showing an increase of 11.3%.
Presently, some 700 CNG stations are operating in the country while 200 are under construction.  By March 2005 about 700,000 vehicles were converted to CNG as compared to 450,000 vehicles during the same period last year, showing an increase of about 56%.  With these developments Pakistan has become the leading country in Asia and the third largest user of CNG in the world after Argentina and Brazil.
Environment and Housing:
(a) Environment:
In Pakistan, the environmental situation has risen due to a number of factors including high population growth rate, lack of public awareness and education, mismanagement of water and other natural resources as well as unplanned urban and industrial expansion.
Draft of 'National Environmental Policy 2005' which has been approved by the Prime Minister in principle and is being circulated to larger stakeholders for comments.  Once approved, it would be country's first ever 'environmental policy'.  This policy would compliment the objectives of NEAP-SP and will address the sectoral issues like:
            (i) water management and conservations
            (ii) energy efficiency and renewable
            (iii) agriculture and livestock
           (iv) forestry and plantation
            (v) biodiversity and protected areas
            (vi) climate change, air quality and noise, and
           (vii) pollution and waste management.
In addition, the proposed policy aims to address other cross-sectoral issues such as:
           (i) Population and environment
            (ii) gender and environment
           (iii) health and environment
            (iv) trade and environment
            (v) poverty and environment
            (vi) environment and local government
The key factors contributing to air pollution in Pakistan are:
            (i) rapidly growing energy demand, and
           (ii) a fast growing transport sector.
In the cities widespread use of low-quality fuel, combined with a dramatic expansion in the number of vehicles on roads, has led to significant air pollution problems.  Rickshaws have grown by more than 59%, while motorcycles and scooters have almost doubled over the past ten years.  This data does not include locally assembled diesel engine turned 'auto carts' used in rural areas.  Motorcycles and Rickshaws due to their two-stroke engines, are the most inefficient in burning fuel and contribute most to emissions.
Pakistan is the largest user of CNG in Asia and presently, some 700 CNG stations are operating in the country while 200 are under construction.  By March 2005, about 700,000 vehicles were converted to CNG as compared to 450,000 vehicles during same period last year, showing an increase of 56%.  After the successful CNG programme for petrol replacement, the government is now embarking upon a programme to replace the more polluting diesel fuel in the road transport sector.
Per capita water availability in Pakistan has been decreasing at an alarming rate.  In 1951, per capita availability was 5,300 cubic meters, which has now decreased to 1,105 cubic meters just touch water scarcity level of 1,000 cubic meters.  The existing water resources are under threat due to rapid degradation, soil erosion, deforestation and untreated discharge of municipal and industrial wastes to rivers and other water bodies.
Plans are underway to extend the coverage of clean drinking water from 63% to 70% in 2005-06 and sanitation from 40% to 55% in the same period.  It is targeted to provide 93%  of population with access to clean drinking water by 2015 and 90% of the population with access to sanitation.
It is estimated that about 38% of Pakistan's irrigated land is water logged, 14% is saline.  In the urban areas, less than 60% of solid waste is collected.  No city in Pakistan has proper waste collection and disposal system for municipal or hazarders wastes.  our industries use about 525 types of chemicals and dyes/colours in different processing industries.  Their processing generates wastes causing contamination of soil and pose potential risk to public health and damage the fertility of cropland.
The National Conservation Strategy (NCS) has represented a National Environment Action Plan (NEAP).  The main objectives of NEAP are to safeguard public health, promote sustainable livelihood and enhance quality of life for the people of Pakistan. 
(b) Housing Sector:
Realising the potentials of housing and construction as productive sector of the economy, the present Government has declared housing and construction as a priority industry and also formulated a pragmatic and workable National Housing Policy with a view to:
            (i) accelerate housing activity and contribute towards employment generation and economic development,
           (ii) facilitate provision of housing inputs including land, finance, building materials, institutional and legal framework,
            (iii) analyse the culture of poverty and the forces generating ever-increasing slums and katchi abadis including political, public, socio-economic, bureaucratic and environmental forces,
            (iv) promote ways and means for housing development by enhancing affordability, saving capacity, human tendencies and potential,
           (v) provide safeguards against malpractices, bureaucratic inefficiencies, institutional weaknesses and mafia assaults, and
           (vi) particularly for the low income groups. 

Sources:
Websites
1.        pakistan.gov.pk
2.        sbp.org.pk
3.        dawn.com.pk
4.        jang.com.pk
Books
1.        Prof. Dr. Kh. Amjad Saeed, Economy of Pakistan
2.        A. Hamid Shahid, Economic Planning w.r.t. Pakistan
Magazines
1.        ICMAP, Management Accountant
2.        ICAP, Pakistan Accountant

143 comments:

  1. Thanks for another informative site. Where else could
    I get that kind of

    information written in such a perfect way? I have a project that I
    am just now working on,

    and I have been on the look out for such info.


    Also visit my webpage http://cyberworld-nbns.blogspot.fr/2009/10/some-useful-mobile-secret-codes.html
    Feel free to visit my weblog :: Tossa de Mar

    ReplyDelete
  2. magnificent points altogether, you just gained a brand new reader.



    What would you suggest about your post that you made a few days
    ago? Any positive?

    my web-site; http://www.ev-dragon.com/wiki/index.php?title=Top_Five_Handi_projects_To_Buy_On_holiday_In_order_to_The_country:_Spanish_Workmanship_Is_actually_Top_quality_As_nicely_as_Beautiful
    My page: comfortable down comforter

    ReplyDelete
  3. Today, I went to the beachfront with my kids. I found a sea shell and gave it
    to my 4 year

    old daughter and said "You can hear the ocean if you put this to your ear." She placed the shell to her ear and

    screamed. There was a hermit crab inside and it pinched her ear.
    She never wants to go back! LoL I know this is

    completely off topic but I had to tell someone!


    Have a look at my blog post ... 4 imprint specifically pinwheel
    My weblog 4 channel mini rc helicopter reviews

    ReplyDelete
  4. you're in point of fact a just right webmaster. The web

    site loading speed is amazing. It kind of feels that you

    are doing any unique trick. In addition, The contents are masterpiece. you have done a fantastic process in this topic!

    my blog post :: http://ruderwiki.de/
    Have a look at my blog ... spain news malaga Calpe

    ReplyDelete
  5. Pretty component to content. I just stumbled

    upon your site and in accession capital to say that I get in

    fact enjoyed account your weblog posts. Anyway I will
    be subscribing for your augment and even I fulfillment you get

    right of entry to constantly quickly.

    Feel free to visit my web-site ... http://gredatechnologies.com/bungoma/profile/LovettaGray79
    Stop by my blog post ; Discussion

    ReplyDelete
  6. Pretty section of content. I just stumbled upon your blog and in accession

    capital to assert that I get in fact enjoyed account your blog posts.
    Anyway I’ll

    be subscribing to your feeds and even I achievement you access consistently fast.


    Also visit my blog; 10 day Weather forecast madrid barajas
    Also visit my page :: 2012 us open golf tickets

    ReplyDelete
  7. You made some respectable points there. I looked on the web for the difficulty and located most individuals will

    go along with with your website.

    My web blog 2010 2011 super bowl champs
    Feel free to surf my homepage ... 4 letter word starting with zen

    ReplyDelete
  8. Thanks for your marvelous posting! I really enjoyed
    reading it, you may be a great author.I will make sure to bookmark your blog and will eventually come back from now on.
    I want to encourage you continue your great job, have a nice holiday weekend!


    Feel free to surf to my page - Catralspain.net
    Also visit my web blog ; http://www.catralspain.net/

    ReplyDelete
  9. I'm curious to find out what blog system you're

    utilizing? I'm experiencing some small security issues with my latest website and I'd
    like to find something more secure. Do you have any

    suggestions?

    Look into my blog - Domaincoleta.Com
    Visit my blog spanish stock market index

    ReplyDelete
  10. Hi my friend! I want to say that this article is amazing, nice written and include

    approximately all significant infos. I would like to see more
    posts like this.

    Also visit my web site yoga teacher training course spain
    Also see my webpage - spaniard genetics

    ReplyDelete
  11. What i don't realize is actually how you are not actually much more well-liked than

    you may be now. You are very intelligent. You realize therefore

    significantly relating to this subject, produced me personally consider it from a

    lot of varied angles. Its like men and women aren't fascinated unless it’s one thing to

    do with Lady gaga! Your own stuffs nice. Always
    maintain it up!

    Look into my web site mainkeys.Com
    Here is my site : costa blanca andalucia spain holidays

    ReplyDelete
  12. Greetings! This is my first visit to your blog! We are
    a

    collection of volunteers and starting a new project in a community in the same niche.
    Your blog

    provided us beneficial information to work on. You have done a outstanding job!


    Here is my site: http://topseobacklinks.com/search/http://www.soslegionella.it/?p=7/
    Feel free to surf my blog post - retiring to spain forums Rojales

    ReplyDelete
  13. whoah this weblog is wonderful i really like reading your posts.
    Stay up the great work! You understand, a lot of people are searching

    round for this info, you could help them greatly.

    Here is my web-site :: thestoneroses.co.uk
    Feel free to visit my web-site ; Albox for sale

    ReplyDelete
  14. Thanks , I have just been looking for info approximately this
    topic for ages and yours is the greatest I've discovered so far. But, what about the conclusion? Are you sure about the source?

    My web site Fuengirola,
    Also visit my web-site ... www.illegalvillasspain.com

    ReplyDelete
  15. Hello there, just turned into aware of your blog

    through Google, and located that it's really informative. I am gonna

    be careful for brussels. I will be grateful should you continue this in future. A lot of other people will probably be benefited from your writing. Cheers!

    Feel free to visit my web site - blag.wiki.aktivix.org
    My web blog ; 3 musketeers calories mint

    ReplyDelete
  16. Hi, i feel that i noticed you visited my weblog so i

    got here to “go back the choose”.I am trying to to find issues to
    improve my web site!I suppose its

    ok to make use of some of your concepts!!

    my site :: spanish translator mac widget
    My web site - fuengirola spain nightlife

    ReplyDelete
  17. Hi there! Someone in my Myspace group shared this site with us so I

    came to check it out. I'm definitely loving the information. I'm

    book-marking and will be tweeting this to my followers! Terrific blog and brilliant

    design and style.

    Feel free to visit my page :: amfilms.hash.com
    My blog :: 4/5 star tenerife hotels

    ReplyDelete
  18. Hello there! This post couldn't be written any better!

    Reading through this post reminds me of my previous room mate! He always kept talking

    about this. I will forward this post to him. Pretty sure he will have a good read.

    Thank you for sharing!

    Here is my blog :: malerfreunde.com
    Here is my webpage ... British expats

    ReplyDelete
  19. magnificent post, very informative. I

    ponder why the opposite specialists of this sector do not notice this.


    You should proceed your writing. I'm sure, you have a huge readers'

    base already!

    Visit my weblog - websiteforsoccer.blogspot.ru
    My site : carp sportfishing holidays Spain

    ReplyDelete
  20. hi!,I really like your writing very a lot! percentage we

    keep up a correspondence more about your post

    on AOL? I need a specialist in this space to solve my

    problem. May be that's you! Taking a look forward to peer you.

    my web blog; 10 day Weather in golf de sur
    Also visit my webpage 5 star all inclusive hotels in playa blanca lanzarote

    ReplyDelete
  21. I have to show my gratitude for your kindness
    in support of visitors who must have help with that area of
    interest. Your real commitment to passing the message around was particularly



    powerful and have surely made individuals just like me to get


    to their ambitions. Your amazing warm and friendly key points can mean


    much a person like me and far more to my office workers.
    Regards; from everyone of us.

    Stop by my blog post wcsailing.blogspot.fr
    My blog - Arenys de Mar

    ReplyDelete
  22. Hey would you mind letting me know which hosting company you're

    working with? I've loaded your blog in 3 completely
    different web

    browsers and I must say this blog loads a lot quicker
    then most. Can you suggest a good

    hosting provider at a reasonable price? Thanks,
    I appreciate it!

    Feel free to visit my web page; photostudio.ir
    Also visit my page : printable phone book

    ReplyDelete
  23. Excellent post. I used to be checking constantly this blog and I
    am

    inspired! Extremely helpful information specifically the

    ultimate section :) I handle such

    information much. I used to be looking for this certain information

    for a long time. Thank you and best of luck.

    My web-site - http://www.talk-polywell.org/
    Feel free to surf my site : valencia spain forums Los Christianos

    ReplyDelete
  24. Attractive section of content. I just stumbled upon your web site and
    in accession

    capital to assert that I acquire actually enjoyed account your
    blog posts. Any way I’ll

    be subscribing to your augment and even I achievement you access
    consistently fast.

    Feel free to visit my webpage: airlines that fly to barcelona from chicago
    Also visit my web blog : 3 musketeers chocolate bar ingredients

    ReplyDelete
  25. Great beat ! I wish to apprentice

    even as you amend your web site, how could i subscribe for a weblog web site?
    The account aided me a appropriate deal. I were a

    little bit acquainted of this your broadcast offered brilliant

    clear concept

    Look at my homepage Livejournal.com
    Take a look at my website :: today weather altea spain

    ReplyDelete
  26. You completed several fine points there. I did a search
    on the

    issue and found nearly all

    people will consent with your blog.

    Here is my webpage: http://geophyslab.srcc.msu.ru/wiki/index.php?title=User:MarshallFisher1990
    Feel free to visit my site hire car spain benalmadena

    ReplyDelete
  27. I loved as much as you'll receive carried out right here. The sketch is tasteful, your authored

    material stylish. nonetheless, you command get bought an shakiness

    over that you wish be delivering the following. unwell unquestionably come further formerly again as exactly

    the same nearly a lot often inside case you shield this hike.

    Here is my web-site :: http://walkingtimes.altervista.org
    Look into my website :: hos clothing spain

    ReplyDelete
  28. Thanks a bunch for sharing this with all people you really realize
    what you're speaking about! Bookmarked. Please

    additionally consult with my website =). We

    can have a link change contract among us!

    my web site; http://www.familydentalcentre.com/member/7999
    Stop by my weblog ... weather spain long range

    ReplyDelete
  29. Well I really enjoyed studying it. This information provided by you is very
    helpful for

    accurate planning.

    Here is my web site; http://www.wiki.syllogix.ca/tiki-index.php?page=UserPageeuragraham1978
    Stop by my web-site ; Freesat TV Costa Blanca Spain

    ReplyDelete
  30. There are definitely a number of details like that to take into
    consideration. That may be a nice level to carry up. I
    supply the ideas above as

    normal inspiration but clearly there are questions just like
    the one you

    bring up the place crucial factor

    might be working in trustworthy good faith. I

    don?t know if best practices have emerged around things like that, however I am sure that your job is
    clearly recognized as a fair game. Each boys

    and girls feel the influence of just a second’s

    pleasure, for the rest of their lives.

    My homepage - www.spencerswinden.com
    Here is my web blog ; Sky TV Costa Blanca

    ReplyDelete
  31. Hey there, I think your site might be having browser compatibility
    issues. When I look at

    your blog site in Safari, it looks fine but when opening in Internet Explorer, it

    has some overlapping. I just wanted to give you a quick heads up!
    Other then that, excellent blog!

    my web page :: http://www.blottr.com/breaking-news/determining-how-locate-costa-blanca-villa
    My web site ... 4 hour work week quotes

    ReplyDelete
  32. I used to be very happy to seek out this net-site.I wished to thanks to your
    time for this glorious learn!! I definitely having fun with each

    little little bit of it and I have you bookmarked
    to take a look at new stuff you

    weblog post.

    Feel free to visit my homepage ... http://users.v-lo.krakow.pl
    Visit my web-site ; simply click the following web site

    ReplyDelete
  33. Fantastic web site. Plenty of useful

    information here. I’m sending it to several friends ans also sharing in delicious.
    And of

    course, thanks for your effort!

    Review my blog http://www.mojatu.com/blog/130077/why-use-free-online-classifieds-sites/
    My web site used car stereo

    ReplyDelete
  34. Good day! I know this is kinda off topic

    nevertheless I'd figured I'd ask. Would you be interested in exchanging
    links or maybe guest

    authoring a blog article or vice-versa? My blog
    covers a

    lot of the same topics as yours and I think we could greatly benefit from each other.
    If you are interested feel free to send me an email.
    I look forward to

    hearing from you! Excellent blog by the way!

    Also visit my site: topseobacklinks.com
    My homepage ... real estate Murcia

    ReplyDelete
  35. Hi there! Do you know if they make any plugins to safeguard


    against hackers? I'm kinda paranoid about losing everything I've worked hard on.
    Any recommendations?

    My web page - 4 letter words starting With x and ending with Z
    My website :: 4 chan archive retreat

    ReplyDelete
  36. I do agree with all the ideas you have presented in your post.
    They're very

    convincing and will definitely work. Still, the posts are very short for

    starters. Could you please extend them a little from next time? Thanks for the post.

    Also visit my homepage - westmont.clubhouseinn.com
    Here is my blog post : ceramic tile kitchen mural

    ReplyDelete
  37. I’m not sure where you are getting your information, but great
    topic. I needs to spend some

    time learning much more or understanding more. Thanks for excellent

    information I was looking for this info for my mission.



    Visit my weblog ... http://losuchowola.edu.pl/forum/profile.php?mode=viewprofile&u=211573&sid=1132157c115c0fdaa21a71c4808815a5
    Also visit my webpage do-it-yourself solar powered water heater

    ReplyDelete
  38. You made some decent points there. I did a search on the

    subject and found most people will go along with with


    your website.

    my homepage :: medencounter.blogspot.ru
    Feel free to visit my blog post :: house for sale Dolores

    ReplyDelete
  39. Woah! I'm really digging the template/theme of this website. It's simple, yet effective.
    A

    lot of times it's very hard to get that "perfect balance" between superb

    usability and appearance. I must say that you've done a very good job
    with this. Additionally,

    the blog loads extremely fast for me on Chrome.


    Exceptional Blog!

    Also visit my web site ... http://merovee.wordpress.com/
    Also visit my blog post :: weather spain january

    ReplyDelete
  40. Aw, this was a very nice post. In concept I would
    like to put in writing

    like this moreover - taking time and actual effort to make a very good article…

    but what can I say… I procrastinate alot and certainly not
    appear to get something done.

    Feel free to surf to my homepage; essentialweb.asia
    Feel free to surf my web-site ... finance on a car in spain

    ReplyDelete
  41. Helpful info. Fortunate me I found your website

    accidentally, and I am stunned why this

    coincidence didn't came about in advance! I bookmarked it.

    My web blog http://www.seocome.com/story.php?title=the-rain-in-valencia-spain-the-final-countdown-de-da-de-daaa-de-da-de-de-da--
    Also see my webpage: weather spain averages

    ReplyDelete
  42. I’ve read a few excellent stuff here. Certainly worth bookmarking for
    revisiting. I surprise how so much effort you set to make such a great informative
    site.

    Also visit my blog - http://konannavi.org/wiki/index.php?title=A_Stunningly_Beautiful_Beach_-_Costa_Blanca_Spain
    Here is my webpage :: just click the next post

    ReplyDelete
  43. It is the best time to make some plans for
    the future and it's time to be happy. I

    have read this post and if I could I desire to suggest you some interesting things or

    tips. Perhaps you can write next articles referring to this article. I desire to read more things about it!

    Here is my site - essentialweb.asia
    My web site everett tattoo emporium

    ReplyDelete
  44. I have been surfing on-line greater than three hours

    today, yet I by no means discovered any fascinating article
    like yours. It’s pretty value sufficient
    for me. In my

    opinion, if all site owners and bloggers made

    good content as you did, the net will probably be much
    more useful than ever before.

    Here is my weblog; pottery from spain
    Here is my web blog ; tomato festival ii of spain

    ReplyDelete
  45. My partner and I stumbled over here different web

    address and thought I should check things out. I like what I see so now i am following you.
    Look forward to finding out about your web page yet again.


    Feel free to visit my web page: www.expanti.com
    Also see my website: diy solar projects

    ReplyDelete
  46. Good site! I truly love how it is easy on my eyes and the data
    are well written.

    I'm wondering how I could be notified when a new post has been made. I've subscribed

    to your RSS feed which must do the trick! Have a nice day!



    My web site http://developlinks.com/
    Take a look at my web site :: hot chocolate spain recipes

    ReplyDelete
  47. F*ckin’ remarkable things here. I am very glad to see your post.
    Thanks a lot

    and i am looking forward to contact you. Will you kindly
    drop me a mail?

    Visit my web blog: blogspot.fr
    Look at my web page boot sector virus scanner

    ReplyDelete
  48. Hi, i read your blog occasionally and i own a similar one and i was just

    wondering if you get a lot of spam responses? If so how do you prevent it, any plugin or
    anything you can suggest? I get so much lately it's driving me

    insane so any help is very much appreciated.

    Feel free to visit my website http://debian.fmi.uni-sofia.bg/~spooler/wiki/index.php?title=Exploring_Alicante_Therefore_The_Costa_Blance_Spain
    Here is my webpage : houses for sale Murcia

    ReplyDelete
  49. Hi! Someone in my Facebook group shared this website with us so I

    came to look it over. I'm definitely loving the information. I'm

    bookmarking and will be tweeting this to my followers!


    Exceptional blog and superb

    style and design.

    Also visit my web blog links.esfera.mobi
    Also see my website > sportfishing trips

    ReplyDelete
  50. Hello there, just was aware of your blog

    through Google, and found that it's really informative. I am gonna

    be careful for brussels. I’ll appreciate in

    case you proceed this in future. Numerous other

    folks will probably be benefited

    out of your writing. Cheers!

    Also visit my page ... wiki.akipkro.ru
    Feel free to surf my blog post : nikon coolpix s550 10mp digital camera

    ReplyDelete
  51. I like the valuable info you provide in your articles.
    I’ll bookmark your weblog

    and check again here frequently. I'm quite certain I’ll learn many new stuff right here! Good luck for the next!

    Here is my blog ... www.themuzicworld.com
    Look at my homepage :: calphalon commercial nonstick

    ReplyDelete
  52. My coder is trying to convince me to move to .net from PHP.
    I have always disliked the

    idea because of the costs. But he's tryiong none the less. I've
    been using Movable-type on various websites for about a year
    and am anxious about

    switching to another platform. I have heard
    fantastic things about blogengine.net. Is

    there a way I can import all my wordpress content into it?
    Any help would be really appreciated!

    Here is my web blog; senas.sklandymas.lt
    my site: villa for sale

    ReplyDelete
  53. In the great scheme of things you

    secure an A+ with regard to effort. Where you actually misplaced
    everybody ended up being in your specifics. You know, as

    the maxim goes, the devil is in the details... And that could not be

    much more true here. Having said that, let me reveal to you
    exactly what

    did do the job. Your text

    is definitely highly

    powerful which is possibly the reason why

    I am taking the effort in order to opine. I do not
    make it a regular habit of

    doing that. Next, although I can

    certainly see a leaps in reason you come up with, I
    am not

    necessarily convinced of how you appear to


    connect your points which make

    the actual conclusion. For now I will subscribe to your point but wish in the near future you link your facts much better.



    My web site; raafay-awan.blogspot.de
    Also visit my web-site houses for sales

    ReplyDelete
  54. I'm not sure exactly why but this weblog is loading incredibly slow for

    me. Is anyone else having this issue or is it a problem on my end? I'll check back later and

    see if the problem still exists.

    Here is my page; http://www.wikarta.com/
    Here is my web-site ; soho publishing company

    ReplyDelete
  55. I'm typically to blogging and i actually respect your content. The article has really peaks my interest. I am going to bookmark your web site and preserve checking for brand new information.

    My web blog; http://gamezarna.com/vb/35409.html
    My web site Guardamar

    ReplyDelete
  56. F*ckin’ tremendous things here. I’m very glad to see your article.
    Thanks a lot

    and i am looking forward to contact you. Will you please drop me a e-mail?


    Also visit my web-site :: toony74.free.fr
    Feel free to visit my page - living in spain forums Rincon de la Victoria

    ReplyDelete
  57. Just desire to say your article is as amazing.
    The

    clarity to your post is just spectacular and i could assume you are a
    professional on this subject. Fine along with your permission


    let me to clutch your feed to stay up to date

    with approaching post. Thank you one

    million and please continue the gratifying work.

    Here is my web blog :: http://www.theboudoir-q8.com
    Here is my page : spreading hpv

    ReplyDelete
  58. I’m not certain the place you are getting your info, however great topic.
    I needs to spend some time learning

    more or working out more. Thank you for great info I used to be in search of

    this info for my mission.

    Also visit my web-site - www.moinaproducoes.com.br
    Also see my website :: Costa Blanca weather August

    ReplyDelete
  59. Thank you a bunch for sharing this with all folks you actually recognize what you're talking about! Bookmarked. Kindly

    additionally talk over with my web site =). We

    will have a link trade agreement among us!

    my web blog essentialweb.asia
    Here is my website - EulahClark47's Profile - ITIL Templates

    ReplyDelete
  60. Hi there would you mind letting me know which web host you're

    utilizing? I've loaded your blog in 3 different web

    browsers and I must say this blog loads a lot faster then most.
    Can you suggest a good

    internet hosting provider at a fair price? Kudos, I appreciate it!


    Also visit my webpage :: essentialweb.asia
    Also visit my page - houses for deal in Elche

    ReplyDelete
  61. I think other web-site proprietors should take this site as an model, very clean

    and great user friendly style and design, as well as the

    content. You're an expert in this topic!

    Also visit my homepage http://spainglutenfree.blogspot.ru/2012/10/fiestas-del-pilar-en-zaragoza.html
    My website: Alicante apartments

    ReplyDelete
  62. This actually answered my problem, thanks!


    my website; rahula.info
    Also visit my website : Murcia apartments

    ReplyDelete
  63. Wonderful blog! Do you have any recommendations for aspiring writers?
    I'm planning to start my own site

    soon but I'm a little lost on everything. Would you
    propose starting with a free platform like

    Wordpress or go for a paid option? There are so many choices out there that I'm completely

    overwhelmed .. Any tips? Appreciate it!

    my page :: http://catalog.cixx6.com/search.php/all/Essential Angling Accessories - NVDA em Português
    Here is my website ... Spain ebro

    ReplyDelete
  64. Hello there, simply become aware of your weblog via Google, and located that it's really informative. I am going to

    be careful for brussels. I’ll appreciate should you continue this in future. Lots of other people will probably be benefited from your writing. Cheers!

    Also visit my page - portfel.cv.ua
    my website :: house plans

    ReplyDelete
  65. When I originally commented I clicked the "Notify me when new comments are added" checkbox
    and now each time a

    comment is added I get four emails with the same comment.
    Is there any way you can remove

    people from that service? Many thanks!

    My web blog :: iqbalurdu.blogspot.ru
    my website :: accomodation Alicante Spain

    ReplyDelete
  66. Hey very cool blog!! Man .. Excellent .. Amazing .. I'll bookmark your

    site and take the feeds also…I'm happy to find a lot of useful

    info here in the post, we need develop more techniques in this
    regard, thanks for

    sharing. . . . . .

    Here is my web-site ... www.daleooo.com
    Also visit my homepage ; freesat in spain freesat forums Guadalmina

    ReplyDelete
  67. There is visibly a lot to

    realize about this. I believe you made some nice points in

    features also.

    Visit my web blog http://wiki.ivortex-sac.com/index.php?title=Usuario:ConchaWilliams1990
    Look into my web page Freesat TV Spain

    ReplyDelete
  68. Howdy! Someone in my Myspace group shared this site with us so I

    came to take a look. I'm definitely enjoying the information. I'm


    bookmarking and will be tweeting this to my followers!


    Exceptional blog and superb

    design.

    My webpage - http://essentialweb.asia
    Here is my website :: Albox properties

    ReplyDelete
  69. I would like to voice my love for your kindness supporting folks that really

    want help on this important concept. Your real dedication

    to passing the message all through came to be quite

    valuable and have continuously encouraged men and women much like me to arrive at their desired goals.
    Your own important tips and hints denotes a lot to me and even more to my
    mates. Regards; from everyone of us.
    My website: http://essentialweb.asia

    ReplyDelete
  70. Woah! I'm really digging the template/theme of this website. It's simple, yet effective.

    A

    lot of times it's very difficult to get that "perfect balance" between superb

    usability and appearance. I must say that you've
    done a very good job with this. In addition,

    the blog loads very quick for me on Chrome. Outstanding Blog!
    Also visit my blog post ... www.androids.lv

    ReplyDelete
  71. Everyone loves what you guys tend to be up too.
    This kind of clever work and exposure! Keep up the

    good works guys I've incorporated you guys to blogroll.
    Also visit my web-site ... www.whatistheeffect.com

    ReplyDelete
  72. Throughout the grand scheme of things you'll get a B+ for effort and hard work. Where you actually lost me ended up being on your facts. You know, people say, details make or break the argument.. And that could not be

    more true at this point. Having said that,

    permit me tell you just what

    did work. The writing

    can be really

    convincing and this is most likely the reason why

    I am making the effort to comment. I do not make it a regular habit of

    doing that. Next, despite the fact that I can notice a leaps in reasoning you come up with, I am not really confident of just how you seem to

    unite your details which inturn make

    your conclusion. For right now I will subscribe to your point however hope in the foreseeable future you link the dots much better.
    Here is my site :: http://neochai.pixnet.net/blog/post/18571492

    ReplyDelete
  73. Just about all of what you claim is supprisingly

    precise and that makes me wonder the reason why I had not

    looked at this in this light before. Your article really did

    turn the light on for me as far as this subject goes.
    However at this time there is actually 1 factor I
    am not too comfy with

    so while I try to reconcile that with the central

    idea of the issue, let me observe just what the

    rest of your visitors have to point out.Very well
    done.
    Feel free to visit my web blog : topannux.free.fr

    ReplyDelete
  74. Thanks for another great

    post. The place else may just anybody get that kind of info


    in such an ideal method of writing? I have a presentation
    subsequent

    week, and I'm at the look for such info.
    Feel free to visit my web blog : globetrottingwithunclesam.blogspot.com

    ReplyDelete
  75. I’ve read some excellent stuff here. Definitely

    value bookmarking for revisiting. I surprise how so much attempt you set to create
    this sort of great informative website.
    Also see my page: http://wiki.flash-template-design.com/

    ReplyDelete
  76. Would you be fascinated by exchanging links?
    Feel free to visit my web-site www.premium-steroids.com

    ReplyDelete
  77. I wish to convey my gratitude for your kindness for
    persons that actually need help with this important

    study. Your personal dedication

    to getting the solution all through appears to be wonderfully

    effective and have constantly encouraged workers just like me to reach their ambitions.
    Your own warm and helpful advice indicates
    so much to me and substantially more to my office workers.
    Best wishes; from all of us.
    Also see my web page - http://iacconference.org

    ReplyDelete
  78. obviously like your web site but you need to check the

    spelling on several of your posts. Several of them are rife with spelling
    problems

    and I find it very troublesome to tell the truth nevertheless
    I will definitely come

    back again.
    My webpage :: puck.no

    ReplyDelete
  79. Hello there! This is kind of off topic but I need some help from an
    established blog. Is it difficult to set up your own
    blog? I'm not

    very techincal but I can figure things out pretty fast. I'm thinking about making my own but

    I'm not sure where to begin. Do you have any points or suggestions? With thanks
    Feel free to visit my web site dinnertopics.wordpress.com

    ReplyDelete
  80. I enjoy you because of all your work on this web site.
    Kim

    take interest in managing

    investigation and it's really simple to grasp why. Most

    people notice all about the dynamic mode you

    create efficient items through

    this website and

    welcome

    contribution from visitors on that issue so our own princess has always been understanding a lot. Have fun with the rest of

    the year. You are always conducting a splendid job.
    My homepage - Www.essentialweb.asia

    ReplyDelete
  81. advertising and ***********

    with Adwords. Well I’m adding this RSS to my e-mail and could look out

    for much extra of your respective fascinating content.
    Make sure you update this again soon..
    My web blog : creatiffchatter.Blogspot.fr

    ReplyDelete
  82. This actually answered my downside, thanks!
    Here is my website Topseobacklinks.com

    ReplyDelete
  83. I am often to running a blog and i actually

    admire your content. The article has actually peaks my interest.
    I'm going to bookmark your site and hold checking for new information.
    Also see my website :: http://catalog.cixx6.com/search.php/all/CERRADO POR DERRIBO - ESTA BOCA ES MÍA...

    ReplyDelete
  84. Undeniably imagine that that you said. Your

    favorite reason seemed to be on the web the

    easiest factor to be aware of. I say to you, I definitely get irked whilst folks think about

    issues that they just do not recognize about.
    You

    managed to hit the nail upon the top as smartly as defined out the entire
    thing with no need side effect , other folks could take a signal.
    Will probably be back to get more. Thanks
    Feel free to surf my blog http://b2Businesshub.com

    ReplyDelete
  85. This is very interesting, You are a very skilled blogger.
    I have joined your feed and

    look forward to seeking more of your great post. Also, I have shared

    your web site in my social networks!
    Feel free to surf my web page http://authenticlinks.com

    ReplyDelete
  86. Hey there would you mind letting me know which webhost
    you're

    utilizing? I've loaded your blog in 3 different web

    browsers and I must say this blog loads a lot quicker then most.

    Can you recommend a good

    hosting provider at a fair price?

    Many thanks, I appreciate it!
    Also visit my blog : http://socialcircle.stock-options-picks.com/

    ReplyDelete
  87. Good post. I be taught one thing more challenging on

    totally different blogs everyday. It will at all times be stimulating to read
    content from other

    writers and observe just a little

    one thing from their store. I’d desire to make use of some with the

    content on my weblog whether you don’t mind.
    Natually I’ll give you a hyperlink in your net blog. Thanks for sharing.
    Stop by my weblog : lalalao.pixnet.net

    ReplyDelete
  88. you are actually a just right webmaster. The website loading speed is
    incredible. It kind of feels that you're doing any distinctive trick. In addition, The contents are

    masterwork. you have performed a great

    activity on this topic!
    Here is my blog post http://businessjournalist.blogspot.co.uk/2012/11/nibl-capital-markets-to-start-service.html

    ReplyDelete
  89. Wow, marvelous weblog structure! How

    lengthy have you ever been running a blog for? you made running a blog glance easy.
    The whole glance of your site is

    wonderful, let alone the content material!
    My website > wordpress.com

    ReplyDelete
  90. Hello! I just wanted to ask if you ever have any trouble with hackers?


    My last blog (wordpress) was hacked and I ended up losing many months of hard work due

    to no backup. Do you have any solutions to stop hackers?
    Feel free to visit my webpage ... theinvestorschannel.blogspot.com

    ReplyDelete
  91. Normally I do not read article on blogs, however I would like to

    say that this write-up very pressured me to try and do it!
    Your

    writing style has been surprised me. Thanks, quite great article.
    Also see my webpage > http://encyklopedia.novem.kei.pl/index.php?title=The_Sweetness_And_Value_Of_A_Spain_Vacation

    ReplyDelete
  92. Generally I do not read post on blogs, but I wish to say that this

    write-up very forced me to try and do it! Your writing style has been surprised me.
    Thanks, quite nice

    article.
    Also visit my blog post ; plovolq.net

    ReplyDelete
  93. Oh my goodness! an amazing article dude. Thank you However

    I'm experiencing problem with ur rss . Don’t know why Unable

    to subscribe to it. Is there anybody getting an identical rss drawback? Anyone who is aware of kindly respond. Thnkxxx

    Feel free to visit my webpage :: itu.Com.br

    ReplyDelete
  94. Very good blog! Do you have any suggestions for aspiring
    writers? I'm planning to start my own website

    soon but I'm a little lost on everything. Would you propose starting with a free
    platform like

    Wordpress or go for a paid option? There are so many options out there that I'm totally confused .. Any ideas? Thank

    you!

    my web-site - http://forum.spastikyouth.com

    ReplyDelete
  95. whoah this blog is excellent i love reading your posts.
    Keep up the good paintings! You understand, lots of individuals are searching

    round for this info, you could help them greatly.
    Here is my homepage : http://digi29.ugu.pl/wiki/index.php?title=Alive_The_Desired_With_VW_Campervan_Hire_Spain

    ReplyDelete
  96. Great paintings! That is the kind of information that should be shared across the net.
    Shame on Google for no longer positioning this put up higher!
    Come on

    over and discuss with my website . Thanks

    =)
    Take a look at my web-site - http://wiki.Siteadministrator.com

    ReplyDelete
  97. Heya i am for the primary time here. I found this board and I in finding
    It

    truly helpful & it helped me out a lot. I am hoping to give
    something back and aid others such as you helped me.
    Here is my webpage : www.pcipedia.es

    ReplyDelete
  98. Wow, superb blog layout! How

    lengthy have you been running a blog for? you make running a blog glance easy.
    The whole look of your site is great, as neatly as
    the content!
    Feel free to visit my web site - http://www.myrtlebeachteetimesnow.com/member/49006

    ReplyDelete
  99. I'm really impressed with your writing skills and also with the layout on your blog. Is this a paid theme or did you modify it yourself? Either way keep up the excellent

    quality writing, it’s rare to see a nice blog like this one nowadays..
    Feel free to visit my web page :: http://radiovozdeinspiracion.com/index.php?option=com_easybookreloaded&controller=entry&Itemid=48&fontstyle=f-larger

    ReplyDelete
  100. Hello! Quick question that's entirely off

    topic. Do you know how to make your site mobile friendly? My site looks weird when

    browsing from my iphone4. I'm trying to find a template or plugin that

    might be able to correct this issue. If you have any suggestions, please share.


    Cheers!
    Feel free to visit my web blog ... http://www.caminoalislam.com/wiki/index.php?title=La_Tromba_Spain_Ersus_Weather

    ReplyDelete
  101. Excellent blog! Do you have any helpful hints for aspiring writers?

    I'm hoping to start my own site

    soon but I'm a little lost on everything. Would you advise starting with a free platform like

    Wordpress or go for a paid option? There are so many options out there that
    I'm totally confused .. Any tips? Bless you!
    My webpage :: www.elpoderdelcibao.com

    ReplyDelete
  102. Heya i am for the first time here. I came across this board and I find It truly useful & it helped

    me out a lot. I hope to give something back and help others like you aided
    me.
    Also visit my web-site : http://wiki.rio20.net/index.php?title=Types_Linked_to_Fraud_-_Your_personal_Must-Know_Manual_on_Types_of_Fraud

    ReplyDelete
  103. Hello there, just became aware of your blog through Google, and found that it's really

    informative. I’m going to watch out for brussels. I’ll appreciate if you continue

    this in future. Lots of people will be benefited from your writing. Cheers!
    Also see my website - http://www.woburn.co.uk/member/1403

    ReplyDelete
  104. Hi everybody, here every person is sharing these kinds of experience, therefore it's good to read this weblog, and I used to go to see this website everyday.

    my site ... wiki.bettybotta.ru

    ReplyDelete
  105. hello!,I really like your writing so so much! percentage we

    communicate more approximately your article

    on AOL? I need a specialist on this area to unravel my

    problem. Maybe that's you! Looking forward to

    look you.
    my page :: http://thesocial.info/story.php?title=catral-spain-down-to-earth-articles

    ReplyDelete
  106. Wonderful paintings! That is the kind of info that are supposed to be
    shared around the web. Disgrace on Google for now not
    positioning this submit upper! Come on

    over and seek advice from my web site . Thanks

    =)
    My blog post ; http://www.sgnewwave.com/

    ReplyDelete
  107. It is really a great and useful piece of

    info. I am glad that you shared this useful

    information with us. Please stay us up to date like this.
    Thanks for sharing.
    Stop by my page http://tgaaly.blogspot.fr/2011/06/technological-innovations-we-got-from.html?m=1

    ReplyDelete
  108. Hey there I am so glad I found your webpage, I really found
    you by mistake, while I was researching on Bing for something else, Regardless
    I am here now and would just like to say thank you for a tremendous post and a all round exciting blog
    (I also love the theme/design), I don't have time to browse it all at the minute but I have book-marked it and also added in your RSS feeds, so when I have time I will be back to read more, Please do keep up the superb work.

    Feel free to visit my web-site ... Buy solar panels Nj

    ReplyDelete
  109. great post, very informative. I wonder why the other experts of

    this sector do not notice this. You must continue your writing.
    I am confident,

    you've a huge readers' base already!
    Here is my web page :: thecherylflavour.blogspot.com

    ReplyDelete
  110. Useful information. Lucky me I found your website accidentally, and I'm stunned why this accident did not came about in advance! I bookmarked it.

    Feel free to surf to my weblog :: http://brasilcomz.com/wikiboi/index.php?title=What_To_Take_Rid_Related_To_Stretch_Marks_Consider_Credit_Cards_Surgery

    ReplyDelete
  111. This is really attention-grabbing, You are an overly skilled blogger.

    I've joined your rss feed and look ahead to looking for more of your great post. Additionally, I have shared your web site in

    my social networks!
    My webpage :: Www.gloriouslinks.com

    ReplyDelete
  112. I like what you guys are up also. Such clever work and reporting!
    Keep up the

    excellent works guys I have incorporated you guys to my
    blogroll. I think it'll improve the value

    of my web site :)
    My web page: http://www.lotusessentialslimited.com

    ReplyDelete
  113. You could certainly see your skills within the
    article you write. The sector hopes for more passionate writers such
    as you who are not afraid to mention how they believe. All the time follow your heart.


    Feel free to visit my weblog; kedestudio.com

    ReplyDelete
  114. Hello my friend! I want to say that this article is awesome, nice written
    and include

    almost all important infos. I’d like to see more posts like this.
    Feel free to visit my webpage ; itherapy.uk.com

    ReplyDelete
  115. I’m not sure where you are getting your information, but great topic.
    I needs to spend some

    time learning more or understanding more. Thanks for fantastic

    information I was looking for this info for my mission.
    Also visit my blog post ... http://www.gloriouslinks.com/Sports/usermaddieclark79-south-river-austin-411

    ReplyDelete
  116. What's Taking place i am new to this, I stumbled upon this I've
    discovered It positively helpful and it has helped me out loads.
    I hope to give a contribution & help different customers like its helped me.
    Good job.

    my homepage :: enigmaticpregnancy.com

    ReplyDelete
  117. I truly appreciate this post. I’ve been looking all over
    for this! Thank goodness I found it

    on Bing. You've made my day! Thanks again
    Have a look at my site ; http://www.bookmarks.corentt.com

    ReplyDelete
  118. obviously like your web-site but you have to check the

    spelling on quite a few of your posts. A number of them
    are rife with spelling issues

    and I find it very bothersome to tell the truth nevertheless I’ll certainly come

    back again.
    Check out my web-site ... http://mentorportal.dk/

    ReplyDelete
  119. Woah! I'm really enjoying the template/theme of this site. It's
    simple, yet effective. A

    lot of times it's tough to get that "perfect balance" between usability and visual appearance. I must say you have done a very good job with this. In addition,

    the blog loads super quick for me on Safari. Superb Blog!
    Review my blog post ; http://motion.mediadeling.com/motion/read_blog/36627/avoiding-scam-artists-on-craigslist

    ReplyDelete
  120. The following time I learn a blog, I hope that
    it doesnt disappoint me as much as this one. I mean, I do know
    it was my option to learn, but I

    really thought youd have something attention-grabbing
    to say. All I

    hear is a bunch of whining about something that you could repair if you happen

    to werent too busy searching for attention.

    my web blog :: girlsblogspot.com

    ReplyDelete
  121. Would you be interested by exchanging

    hyperlinks?

    Stop by my site - comunidadcuervo.yzi.me

    ReplyDelete
  122. I will immediately grab your rss feed as I can't find your e-mail subscription

    link or newsletter service. Do you have any? Please let me know so that I

    could subscribe. Thanks.

    Here is my page ... www.shiur.com

    ReplyDelete
  123. Great - I should definitely pronounce, impressed with your site.
    I had no trouble

    navigating through all the tabs and related
    info ended up being truly simple to do

    to access. I recently found what I hoped for before you know it at all.

    Reasonably unusual. Is

    likely to appreciate it for those who add forums or something,
    site theme . a tones way for

    your customer to communicate. Nice task..

    Here is my page lxaferris.com

    ReplyDelete
  124. I'm not sure why but this web site is loading extremely slow for

    me. Is anyone else having this issue or is it a problem on my end? I'll
    check back later and

    see if the problem still exists.

    Here is my site; www.Aliancarussa.com

    ReplyDelete
  125. hey there and thank you to your information - I have

    certainly picked up something new from proper here. I did alternatively expertise a few
    technical issues using

    this web site, as I experienced to reload the website many instances previous
    to I may just get it to load correctly. I

    have been pondering in case

    your web hosting is OK? No longer that I'm complaining, however sluggish loading instances times will sometimes impact your placement in google and can damage your quality ranking if advertising and ***********

    Here is my homepage www.linksbang.com

    ReplyDelete
  126. Excellent post. I was checking constantly this blog and I'm impressed! Very

    helpful info specially the last part :) I care for such

    information a lot. I was looking for this particular info for a very

    long time. Thank you and good luck.

    Also visit my website http://www.Beatlast.com/groups/alicante-safari-parks-1937490506

    ReplyDelete
  127. Hi there, just became aware of your blog through Google,
    and found that it's really

    informative. I’m going to watch out for brussels. I’ll appreciate if you continue

    this in future. Many people will be benefited from your writing. Cheers!

    Check out my page http://rincon-luna.no-ip.org/

    ReplyDelete
  128. Superb website you have here but I was curious about if you knew of any forums that cover the
    same topics talked about here? I'd really like to

    be a part of community where I can get feed-back from other experienced people that share the same interest. If you have any

    recommendations, please let me know. Kudos!

    Feel free to visit my web blog: punahou.edu

    ReplyDelete
  129. Thanks for every other wonderful

    post. The place else could anyone get that kind of information

    in such a perfect method of writing? I've a presentation next

    week, and I'm at the search for such info.

    my homepage :: rafaelaface.com.ar

    ReplyDelete
  130. Well I truly enjoyed studying it. This post provided by you is very effective for proper planning.


    my webpage ... http://canaldemusica.com/read_blog/43343/do-not-put-up-with-pain-in-spain-when-you-need-to-send-a-parcel

    ReplyDelete
  131. hi!,I like your writing so so much! percentage we

    keep in touch extra approximately your post

    on AOL? I require a specialist in this house to resolve my


    problem. Maybe that is you! Looking forward to see you.


    Here is my web-site; japan.matching4free.com

    ReplyDelete
  132. you are in reality a good webmaster. The site loading pace is amazing.
    It seems that you

    are doing any distinctive trick. Also, The
    contents are

    masterwork. you've done a magnificent job in this matter!

    My webpage: http://creativemediadesigns.ca

    ReplyDelete
  133. Wгite mοre, thаts аll I hаve to say.

    Literally, it seems аs though you relied on the video to maκe your pοint.
    You obviously knοw what youre talking about, why waste your intelligence on јuѕt рosting videos to youг sitе whеn you coulԁ be giving uѕ something informаtіve to read?

    garcinia cambogia еxtract gnc геѵiews - garcinia cambogia -
    garcinia cambogia garcinia cambogia - garcinia fruit weight loss - garcinia cambogia

    ReplyDelete
  134. Hі colleagues, how is everything, and what you would like to say abоut thіѕ post, in my view
    its іn fact amazing designed foг me.

    Take а loоk at my page - Life insurance quotes

    ReplyDelete
  135. Woah! I'm really digging the template/theme of this site. It's simple, yet
    effective. A lot of times it's tough to get that "perfect balance" between user friendliness and visual appearance. I must say you've done a excellent job with this.

    In addition, the blog loads very quick for me on Firefox.
    Exceptional Blog!

    Also visit my page: cabinets

    ReplyDelete
  136. Hi there very cool blog!! Guy .. Beautiful .. Amazing .
    . I'll bookmark your web site and take the feeds also? I am happy to seek out a lot of helpful information right here within the put up, we want develop more techniques in this regard, thanks for sharing. . . . . .

    Feel free to visit my site world of tanks hack

    ReplyDelete
  137. I'd like to find out more? I'd like to find out some additional information.


    my website ... World Of Tanks Hack

    ReplyDelete
  138. I loved as much as you'll receive carried out right here. The sketch is tasteful, your authored material stylish. nonetheless, you command get bought an shakiness over that you wish be delivering the following. unwell unquestionably come more formerly again as exactly the same nearly a lot often inside case you shield this increase.

    Feel free to visit my page :: buy a used car by owner

    ReplyDelete
  139. This is a great inspiring article. I am pretty much pleased with your good work. You put really very helpful information. Keep it up. 

    ReplyDelete
  140. Your website is almost certainly surely the greatest .

    ReplyDelete
  141. your all posts are so nice which helps me a lot...........

    ReplyDelete

Adbox